Avoid Foreclosure: Option 11 – MORTGAGE LOAN MODIFICATION


(Available on a very limited number of VA loans with lender and/or investor approval) (Called Recast for FHA)
Definition: A restructuring of loan that could result in a lower interest rate, extending the term of your loan, thereby lowering your monthly mortgage payments.

If you have incurred a long term financial hardship and can afford a new agreed upon payment, this might be an option for you. A loan modification is a permanent change to your mortgage. There are costs and fees associated with a modification that you will be responsible for. All property taxes … Read the rest


I want to congratulate aspiring as well as already successful real estate investors who are taking action and the steps needed to move forward, make offers, get them accepted, finding buyers for your deals and cashing checks from the profits. I know many of you finding success in real estate investing today did not have support, time or money to start – but you found a way! And for those that are immobile right now – remember this – if they can do it – so can you!

If you are not moving forward in spite of your desire to Read the rest

Avoid Foreclosure: Option 2- Refinancing


Definition: Paying off an existing loan with the proceeds from a new loan, usually of the same size, and using the same property as collateral.

I don’t believe that refinancing your home is always in your best interest. Sometimes, once your financial situation is examined in both the short and long term it may be the worst thing you could do at this particular time. However, sometimes, refinancing your home is the best move you can make providing you have the income to support the new payment. This option is only available to you if your Read the rest

Top 10 Marketing Strategies for Real Estate Investors Part 2: Personal Networking

“It isn’t just what you know, and it isn’t just who you know.
It’s actually who you know, who knows you, and what you do for a living.”
Bob Burg

Investor Community of Central Valley

Networking is such an important part of your business. You must let everyone know what you are doing. Everyone can be a “bird dog” for you – And you for them.  A great book to read if you are uncomfortable with the idea of attending events to network yourself and your business is ‘How To Win Friends and Influence People’ by Dale Carnegie. It’s a great book that helps you … Read the rest

Top 10 Marketing Strategies forReal Estate Investors Part 1:Aim – Ready – Fire – Talley the Score!

Quote of the Day:

“Without promotion something terrible happens… Nothing!”

P.T. Barnum

In order for you to make money as a Real Estate investor you need your phone ringing off the hook (or your inbox full of leads), each and every day so that you can make offers for properties and cater your offers to your buyers. The great thing is these Motivated Sellers and buyers with cash in their bank accounts are actually looking for you because you can provide solutions to their problems.

But guess what typically happens… They can’t find you. Why? Because You’re not marketing yourself. … Read the rest